The most common saying “Health is Wealth” is quite simple to understand. It means our real wealth is health. In today’s Era people tend to ignore and underestimate the importance of good health. Unhealthy lifestyle and unhealthy eating habits in Indians, make them more prone to ailments and heart related problems. According to the WHO (World Health Organization) one in four Indians risks dying of lifestyle diseases. You can’t predict your future. Its uncertain. What if you become ill and fall sick? There may come a time when you have to get admitted to a hospital. The medical treatments or minor surgeries are also generally expensive and will burn a hole in your pocket. This is where Health Insurance comes into the picture.
What is Health Insurance?
Health Insurance is an insurance which covers the medical and surgical expenses of the insured person. It benefits the insured with a cashless treatment in case of hospitalization. In case of claims the insurer reimburses the expenditures.
Why Health Insurance is necessary?
Health risks are unpredictable. You have to be financially prepared for any eventuality. The health care prices are increasing day by day. Health Insurance provides financial back up at such times or else people tend to empty their savings. It is necessary for every Indian citizen to have Health coverage as they cover the medical costs and offers additional benefits like cashless treatments, pre and post hospitalization costs, tax benefits etc. Some basic plans don’t cover certain requirements. One can add riders to the policies for additional coverage.
Myths busted about Health Insurances
With the rising medical inflation and uncertainty of life, Health Insurance is the need of the hour. Compare the best Health Policies from top insurers. Its helps you financially prepared for any eventuality.
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